Total Value Locked: $0
How it works

One marketplace, two sides,
fully transparent

Investors deploy ethical capital, businesses access asset-backed financing, and every step is verifiable onchain.

See the flow
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The marketplace

Serai connects principled capital with real businesses that need it. Investors fund audited, Sharia-screened structures, and that same capital becomes ethical financing on the other side.

Capital in

Investors deposit into structured, non-custodial vaults.

Ethical structuring

Capital is matched to asset-backed, compliant financing.

Yield out

Real economic activity returns transparent, shared yield.
The flow

How the two
sides connect

Two aligned journeys, one transparent marketplace. Capital from the left funds the structures on the right.

Investor side

Deploy ethical capital

  1. 01

    Deposit

    Connect a wallet and deposit into a non-custodial vault.

  2. 02

    Allocate

    Choose a screened, asset-backed portfolio that fits your mandate.

  3. 03

    Earn and track

    Watch allocation and performance update transparently onchain.

Business side

Access ethical financing

  1. 01

    Apply

    Share your business and the real asset or order to finance.

  2. 02

    Get approved

    Structuring and Sharia review confirm compliant, transparent terms.

  3. 03

    Receive funding

    Capital is released and repaid on a clear, agreed schedule.

Matched and settled onchain
Trust

Security and compliance
at every step

Both sides operate inside the same safeguards, from independent audits to continuous ethical review.

Independent audits

Smart contracts are verified by leading external auditors.

Sharia review

Every structure is screened before launch and reviewed continuously.

Non-custodial

Depositors keep control of their assets at all times.

Transparent onchain

Allocations and performance are verifiable by anyone.

FAQ

How the
marketplace works

Short answers on matching, compliance, and where yield comes from.

Ask a question

Investor deposits fund structured vaults, and that capital is allocated to reviewed, asset-backed financing for businesses. Matching and settlement happen onchain.

From real economic activity: the profit built into asset-backed financing structures, never from interest-based lending.

Yes. Every vault and every financing structure is reviewed by independent Sharia advisors before it goes live and on a continuous basis.

Yes. The protocol is non-custodial. You connect a wallet and retain control of your assets throughout.

Structures are asset-backed and risk-managed, with clear terms agreed up front. This concept design illustrates the mechanics rather than specific recovery outcomes.

Get started

Start on either side

Deploy ethical capital or apply for asset-backed financing. Both begin here.

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